All-Vehicle Deductible Protection
Accidents happen – fender benders, hit-and-runs, hail damage, cracked windshields. Thankfully, your auto insurance is there to help with repairs.
But here’s the catch: You still owe your deductible.
And that bill? It’s usually $500 to $1,000 – or more – due upfront before the body shop touches your car. That’s a major hit to your wallet at the worst possible time.
With the Deductible Defender All-Vehicle Protection Plan, you’re not alone when life hits your bumper.
We’ll reimburse your vehicle insurance deductible after a covered claim – so you can get back on the road without emptying your bank account.
Who it's for
The All-Vehicle Protection Plan is perfect for:
Anyone financing or leasing a vehicle
Drivers with a $500+ insurance deductible
Parents with teen drivers (accidents happen)
Anyone who can’t afford surprise repair bills
Smart buyers who want peace of mind with every mile
Get protected in 90 seconds
Get reimbursed fast.
No long hold times. No fine print. No runaround.
Reminder: This is not insurance or a warranty — it’s supplemental protection.
Simple Enrollment
1.
Choose your plan or bundle
2.
Enter basic info + payment
3.
You’re instantly protected
Note: All benefits are active immediately except the repair reimbursement benefits which have a 30-day waiting period
Easy Claim Filing
1.
Initiate within 90 days of the “date of loss”
2.
Upload proof of loss, insurance documents, and proof you paid your deductible within 180 days
3.
We review and reimburse within 30 business days or less
We protect you from what your insurance leaves behind
Compatible with any insurance provider
Backed by two A-rated carriers
7+ million members protected
Reimbursement in 30 business days or less
Frequently Asked Questions
Need help?
What exactly is Deductible Defender?
Is this insurance?
What does it cover?
How much will I get reimbursed?
How does the reimbursement process work?
Can I use it more than once?
Can I use it for any home or vehicle?
Can I cancel if I change my mind?
Is there a waiting period?
Resources
Read more about our protection plan details